Monday, September 25, 2017

Payday Advance Temecula

Pros and Cons of Taking out a Payday Loan


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Before taking out a payday loan please look to see if there are any alternatives open to you, based on your current situation. If you can borrow some cash in exchange for collateral, you will find that at interest rates a low as 2%, you won’t feel as stressed.

At Gems N’ Loans in Temecula, we have found that people often have items of value to exchange for the needed fast cash to tie them over.

The one major downside to taking out a payday loan as opposed to getting a small loan or overdraft from your bank or building society is that you are going to have to pay a larger amount in interest to the payday lender.

Don’t get stuck behind the eight ball! Loan or completely sell itms of value for the time being. Epictetus, a Greek Stoic philosopher who was born a slave in 55 A.D., once said “Wealth consists not in having great possessions, but in having few wants.”

Thursday, September 21, 2017

Payday Loans in Temecula Are Easier

Get Cash Back Loans No Credit Check

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If you have been shopping around for bad credit loans from anywhere other than a pawn shop, you might have found that these loans aren't really designed for people with truly bad credit or need fast cash. Even though these lenders might claim that they work with individuals with bad credit, it's best to look for no credit check loans if you want to ensure that you get approved. At Gems N’ Loans in Temecula, we can guarantee a collateral loans as low as 2% interest.

A collateral loan is simply borrowing money, while pledging something valuable that you already own as collateral. Collateral refers to assets that you are willing to put up to secure credit, such as a bicycle, old jewelry, electronics, and musical instruments.Pawn shops have even been known to loan money on designer handbags.


Learn more here!

Thursday, September 14, 2017

A Better Payday Loan Temecula

Pawn Shop Loan Better Than Payday Advance

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More millennial's are turning to payday loans and pawn shops for much needed cash for instant relief. However, this often ends up getting them deeper in to debt. At least this is the case surrounding payday and check advance institutions. 

At Gems N 'Loans in Temecula people in have found that pawn shop loans for fast cash, are more forgiving and not as aggressive. It is very likely that people in need of quick cash have assets of value that can be used for collateral loans, our direct sales to the pawn shop. For example; let's say you have valuable bicycle you aren't riding and remains idle in your garage, you can most likely take a loan out on this item to cover your needed expenses.

Rather than being at the mercy of your next pay check or car title loss. You are more likely to catch up financially and even retrieve your collateral.  Most people find that things can easily be replaced when times improve financially you they default on the pawnshop loan. 

Learn how to get a cash loan here!

Wednesday, September 6, 2017

Cash Loans Temecula Money Back in Your Pocket

 Better at the Pawn Shop

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Temecula Gems N’ Loans have no impact on your credit score. If you default on a pawn loan, the pawn shop acquires the item you submitted as collateral to receive a loan. You are not required to provide any credit information at the onset of the loan.

Pawn Loans typically have a longer period of time granted to pay back the loan. The payback period may be agreed upon between the lender and borrower at the onset of the loan. This makes it much more flexible, so long as the borrower is responsible enough to inform the lender if an extension is required.

Get some cash now!

Saturday, September 2, 2017

Employee Owned and Operated!

Happy Labor Day Weekend!

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Gems N' Loans prides itself on being an employee owned and operated business. Whether your taking it easy this labor day weekend or need a cash loan in Temecula, we are here for you!

Labor Day in the United States is a public holiday celebrated on the first Monday in September. It honors the American labor movement and the contributions that workers have made to the strength, prosperity, laws and well-being of the country. It is the Monday of the long weekend known as Labor Day Weekend and it is considered the unofficial end of summer in the United States. The holiday is also a federal holiday.

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