Wednesday, February 21, 2018

The Best Experience At a Pawn Shop

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Pawn Shops are key components in the financial service industry for millions of Americans, especially those that have little or no credit. The first step when selling gold jewelry is to get an idea how much your gold is worth before trying to negotiate a price for your items. There are two ways you can go about finding out the value of gold jewelry. Platinum jewelry is also valuable. Silver jewelry can be valuable as well, depending on many factors. The value of gemstones can vary greatly.

Always know that you have the right to inquire and shop around. However, if you approach an unregulated business or a random person, you may set yourself up for trouble. The consequences may go from getting lowballed, to having your jewelry damaged. At Gems N’ Loans in Temecula, you are in good hands with qualified employees that will   not damage your goods, and offer top dollar for them when traded or loaned as collateral.

I remember waltzing into a pawn shop one Saturday in Temecula and found myself in awe of all of the nice guitars hanging from the wall. After not having played since my earl thirties, I decide to pick one of th shel and was shocked at how well tuned and kept the guitar was. It just happened to me my favorite brand and style of guitar I took it home and began making music again. That was the harmony I needed.

Learn about musical instruments for sale here!

Thursday, January 4, 2018

Pawn Shops in Temecula California

What Makes A Pawn Shop Special

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Pawn shops offer a service to their community that aren’t offered anywhere else. If you need a small and quick loan, to cover an unexpected doctor  or cell phone bill, you can go into a pawn shop with an item of value and use it as collateral with some interest applied. 

At Gems N’ Loans in Temecula we have interest rates as low as 2%. There is no dealing with credit, checking accounts, or confusing and misleading terms and conditions. The terms are simple for anyone. For example, once you are able to pay the loan back with interest, they will then be able to take their item back. If the customer is unable to pay the loan back in the time agreed by the customer, the only consequence is that  the pawn shop takes ownership of the item. This does not impact your credit score or any other aspect of  your personal finances. 

Sunday, November 26, 2017

Southern California Jeweler and Pawn

Temecula's Finest Pawn Shop and Service

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Often times, the most frequently pawned item is jewelry. The price that you receive for precious metals are based on weight. Pawnbrokers at Gems N' Loans Temecula are aware of the latest values, in order to ensure they are offering the right price for both parties.

Jewelry might be the most popular, but most pawnshops will take many other items of  value, like Star Wars memorabilia, electronics, musical instruments and much more. However, you will come across certain pawn shops that specialize in certain items, though.

Pawn shops go to great lengths to avoid buying stolen goods, this is done by creating a paper trail and working closely with the police to avoid selling questionable goods. It’s difficult to determine whether a watch, or tool set, has been stolen so to defend against this, pawn brokers keeps records of every purchase. The customer is also required to present photo identification.

When a pawn is made for a cash loan the customer generally has 60-90 days to pay back the pawn loan and claim their item, this provides plenty of time for police to investigate anything suspicious.

Learn more here!

Monday, November 20, 2017

Exchange Gold Temecula Gems N' Loans

The Best Way to Pawn Shop

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Selling gold never has been easier,  with prices of the precious metal hitting records almost daily highs, gold buyers are eager to pay top dollar for any jewelry, coins or bars you care to part with. Pawn shopping in Temecula can be fun and an alternative for collateral lending, buying and selling.

Start consolidating trade in all types of gold bullion, silver coins and jewelry. The terms and conditions that apply to the sale of a gold bar are no more different than those that apply to somebody who sells a laptop, guitar, or DSLR camera.

No matter how or where you ultimately chose to sell, start locally. Take your gold to a reputable local jeweler or pawn shop and ask them to estimate its value. That way, you'll have at least have a base price in hand before you solicit online bids or other offers.

Learn more here!

Come Visit Masters Jewelers in Temecula

What Is a Jeweler?

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Master jeweler is a term usually reserved for the best jewelers, but it can also be used to describe a jeweler with the most seniority and experience at a particular store. Gems N' Loans Temecula has the title of master jeweler, and only a handful of people who truly are master jewelers can say they are. Our custom jewelry design has rescued many couples from financial challenges.

Our hand engraving is sadly becoming a lost art, and fewer and fewer people are practicing the intricate and difficult work as a result. Like most setters, a hand engraver may do nothing but hand engrave, or they might also be a bench or master jeweler with an additional expertise. Most people who hand engrave, however, do specialize strictly in that skill and are sought out for their talent.


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Thursday, November 16, 2017

California Gold Rush and Pawn Shops in Temecula

Gems N' Loans Old Gold Rush Stories

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Over a 150 years ago, a Gold Rush galvanized California, also referred to as "Gold Fever! The Untold Stories of California's Gold Rush" was fascinating exhibition that presents a treasury of Gold Rush era events, images and stories. While traveling in Temecula Valley, learn about this historical currency and how people used it.

Near the Old Town of Temecula, there continues to be opportunities to prospect. Gems N' Loans Temecula buys and sells gold and will even loan you money for collateral. Pawn shops in Temecula like this one, have many stories to share, along with a variety of inventory. Leave your pick axe and pans at home.
Learn how to mine for deals here!

Monday, October 30, 2017

Temecula California's Jewelry and Coin Store

Two Coins in a Fountain

 
In February, the Royal Canadian Mint stopped distribution of Canada’s one-cent piece. While consumers may still use any pennies they have, the government instructed merchants to begin rounding to the nearest nickel. To celebrate the penny, the currency museum at Canada’s central bank unveiled a new mural consisting of nearly 16,000 one-cent pieces.

Despite this change in currency the content or weight in gold and silver still holds it value when shopping for gold and jewelry. Gems N' Loans Temecula has been serving the Riverside County for some time now, and can very well be the alternative you've been looking for.