Sunday, November 26, 2017

Southern California Jeweler and Pawn

Temecula's Finest Pawn Shop and Service
Often times, the most frequently pawned item is jewelry. The price that you receive for precious metals are based on weight. Pawnbrokers at Gems N' Loans Temecula are aware of the latest values, in order to ensure they are offering the right price for both parties.

Jewelry might be the most popular, but most pawnshops will take many other items of  value, like Star Wars memorabilia, electronics, musical instruments and much more. However, you will come across certain pawn shops that specialize in certain items, though.

Pawn shops go to great lengths to avoid buying stolen goods, this is done by creating a paper trail and working closely with the police to avoid selling questionable goods. It’s difficult to determine whether a watch, or tool set, has been stolen so to defend against this, pawn brokers keeps records of every purchase. The customer is also required to present photo identification.

When a pawn is made for a cash loan the customer generally has 60-90 days to pay back the pawn loan and claim their item, this provides plenty of time for police to investigate anything suspicious.

Learn more here!

Monday, November 20, 2017

Exchange Gold Temecula Gems N' Loans

The Best Way to Pawn Shop

Selling gold never has been easier,  with prices of the precious metal hitting records almost daily highs, gold buyers are eager to pay top dollar for any jewelry, coins or bars you care to part with. Pawn shopping in Temecula can be fun and an alternative for collateral lending, buying and selling.

Start consolidating trade in all types of gold bullion, silver coins and jewelry. The terms and conditions that apply to the sale of a gold bar are no more different than those that apply to somebody who sells a laptop, guitar, or DSLR camera.

No matter how or where you ultimately chose to sell, start locally. Take your gold to a reputable local jeweler or pawn shop and ask them to estimate its value. That way, you'll have at least have a base price in hand before you solicit online bids or other offers.

Learn more here!

Come Visit Masters Jewelers in Temecula

What Is a Jeweler?

Master jeweler is a term usually reserved for the best jewelers, but it can also be used to describe a jeweler with the most seniority and experience at a particular store. Gems N' Loans Temecula has the title of master jeweler, and only a handful of people who truly are master jewelers can say they are. Our custom jewelry design has rescued many couples from financial challenges.

Our hand engraving is sadly becoming a lost art, and fewer and fewer people are practicing the intricate and difficult work as a result. Like most setters, a hand engraver may do nothing but hand engrave, or they might also be a bench or master jeweler with an additional expertise. Most people who hand engrave, however, do specialize strictly in that skill and are sought out for their talent.

Learn more about our services!

Thursday, November 16, 2017

California Gold Rush and Pawn Shops in Temecula

Gems N' Loans Old Gold Rush Stories
Over a 150 years ago, a Gold Rush galvanized California, also referred to as "Gold Fever! The Untold Stories of California's Gold Rush" was fascinating exhibition that presents a treasury of Gold Rush era events, images and stories. While traveling in Temecula Valley, learn about this historical currency and how people used it.

Near the Old Town of Temecula, there continues to be opportunities to prospect. Gems N' Loans Temecula buys and sells gold and will even loan you money for collateral. Pawn shops in Temecula like this one, have many stories to share, along with a variety of inventory. Leave your pick axe and pans at home.
Learn how to mine for deals here!

Monday, October 30, 2017

Temecula California's Jewelry and Coin Store

Two Coins in a Fountain

In February, the Royal Canadian Mint stopped distribution of Canada’s one-cent piece. While consumers may still use any pennies they have, the government instructed merchants to begin rounding to the nearest nickel. To celebrate the penny, the currency museum at Canada’s central bank unveiled a new mural consisting of nearly 16,000 one-cent pieces.

Despite this change in currency the content or weight in gold and silver still holds it value when shopping for gold and jewelry. Gems N' Loans Temecula has been serving the Riverside County for some time now, and can very well be the alternative you've been looking for.

Wednesday, October 25, 2017

Cashback on Loans in Temecula CA

Why Collateral Loans Can Be a Great Alternative
Pawn loans are inexpensive cash loans that are given to you in exchange for an item held as collateral. The amount of money you receive depends on how much your item is worth as well as on the specific pawn shop you go to. You agree on a set time to pay your loan back by, and when you finish paying off your loan, your item is returned to you. Payday loans, on the other hand, are loans made to you against your next paycheck. Their interest rates tend to be high, and you usually have a short period of time to pay the loan back by. 

At Gems N' Loans Temecula, your credit will not be impacted and you are likely to get an interest rate as low as 2%. You are not required to provide any credit information to get a loan from a pawn shop. If you default on the loan, the shop keeps the item you gave them as collateral.

Wednesday, October 18, 2017

Get Fast Cash at Gems N' Loans Temecula

How to Sell Your Used Jewelry for Cash
When you need a little extra cash, digging through your jewelry box isn’t a bad place to start. But should you go to a gold buyer or hit up a pawn shop? Here’s how to get the best prices for your shiny goods.

Before you get too excited about raking in the cash, it’s super important to ground your expectations in reality. You may have an heirloom diamond necklace that belonged to your eccentric great aunt Tata, but to everyone you’re selling to, it’s just a necklace and that diamond might not even be real?

Payday loans can often as simple as trading in use jewelry for Cash loans in Temecula.

Wednesday, October 11, 2017

Cashback Loans in Temecula Offer Financial Flexibility

Financial Situations Demand Your Attention              

Pawnshops in Temecula offer short-term solutions that are better than payday loans. Not ready to part permanently with your old wedding ring? No problem: Gems N’ Loans Temecula grant short-term loans using your personal property as collateral, providing you with money in as little as five to 10 minutes, and best of all, no risk or effect on your credit, even if you default on the loan. Once you repay the loan usually in one to four months and the small loan fee, your old wedding ring is returned to you.

Tuesday, October 10, 2017

Payday Loans in Temecula California

Pawn Loans Have No Impact on Your Credit Score
Pawn loans are cash loans given against a collateral item, like jewelry, electronics, instruments, bicycles, and more. The amount of cash given for a pawn loan depends on the store. You end up with an agreed upon amount of time to repay the loan, and once the loan is repaid, your item is returned to you.However, you also have the option often enough to just sell the item if it is of no use to you any longer.

Payday Loans on the other hand, have higher interest rates the loan when approved. Defaulting on a payday loan or extending the terms of the loan can lead to incredibly high increases in interest rates. Gems N' loans in Temecula does not require that you have a credit check.

The common trap that borrowers of payday loans find themselves in, is paying off the increasingly high interest period to period. Interest rates vary from lender to lender, however, cash loans at a pawn shop are safer and more forgiving.

Thursday, October 5, 2017

Flexible Payday Loans in Temecula

Cashback Loans Help You Gain Financial Flexibility
Getting a payday advance can be a bit troublesome and often regretful. This is usually because the borrower ends up going in the negative and using each pay check to pay for the past one.

At Gems N’ Loans in Temecula, you can pawn items or loan items for quick cash at low interest rates. Perhaps parting with a necklace or X-Box won’t feel as bad as always being behind on each check. At 2% interest you can easily reclaim your merchandise after getting caught up financially.

Monday, October 2, 2017

A New Option for a Payday Advance in Temecula

 Avoiding Debt Crisis

Often payday loans, installment loans, and car title loan services, are easy to fall behind on, costing more than the intended loan, making the borrower worse off than before the loan.

Finding a low interest payday loan in that won’t break you, isn’t far from the Old Town Front. While there are various options that are high risk, Gems N ‘Loans in Temecula is willing to offer interest rates as low as 2% on your first loan. This of course is based on collateral of value towards the loan. Depending upon the importance of the material items of value, the option to just completely sell also exists, once again keeping the borrower free of any vicious cycles or high interests loans that are difficult to pay back.

Learn more here!

Monday, September 25, 2017

Payday Advance Temecula

Pros and Cons of Taking out a Payday Loan

Before taking out a payday loan please look to see if there are any alternatives open to you, based on your current situation. If you can borrow some cash in exchange for collateral, you will find that at interest rates a low as 2%, you won’t feel as stressed.

At Gems N’ Loans in Temecula, we have found that people often have items of value to exchange for the needed fast cash to tie them over.

The one major downside to taking out a payday loan as opposed to getting a small loan or overdraft from your bank or building society is that you are going to have to pay a larger amount in interest to the payday lender.

Don’t get stuck behind the eight ball! Loan or completely sell itms of value for the time being. Epictetus, a Greek Stoic philosopher who was born a slave in 55 A.D., once said “Wealth consists not in having great possessions, but in having few wants.”

Thursday, September 21, 2017

Payday Loans in Temecula Are Easier

Get Cash Back Loans No Credit Check
If you have been shopping around for bad credit loans from anywhere other than a pawn shop, you might have found that these loans aren't really designed for people with truly bad credit or need fast cash. Even though these lenders might claim that they work with individuals with bad credit, it's best to look for no credit check loans if you want to ensure that you get approved. At Gems N’ Loans in Temecula, we can guarantee a collateral loans as low as 2% interest.

A collateral loan is simply borrowing money, while pledging something valuable that you already own as collateral. Collateral refers to assets that you are willing to put up to secure credit, such as a bicycle, old jewelry, electronics, and musical instruments.Pawn shops have even been known to loan money on designer handbags.

Learn more here!

Thursday, September 14, 2017

A Better Payday Loan Temecula

Pawn Shop Loan Better Than Payday Advance
More millennial's are turning to payday loans and pawn shops for much needed cash for instant relief. However, this often ends up getting them deeper in to debt. At least this is the case surrounding payday and check advance institutions. 

At Gems N 'Loans in Temecula people in have found that pawn shop loans for fast cash, are more forgiving and not as aggressive. It is very likely that people in need of quick cash have assets of value that can be used for collateral loans, our direct sales to the pawn shop. For example; let's say you have valuable bicycle you aren't riding and remains idle in your garage, you can most likely take a loan out on this item to cover your needed expenses.

Rather than being at the mercy of your next pay check or car title loss. You are more likely to catch up financially and even retrieve your collateral.  Most people find that things can easily be replaced when times improve financially you they default on the pawnshop loan. 

Learn how to get a cash loan here!

Wednesday, September 6, 2017

Cash Loans Temecula Money Back in Your Pocket

 Better at the Pawn Shop

Temecula Gems N’ Loans have no impact on your credit score. If you default on a pawn loan, the pawn shop acquires the item you submitted as collateral to receive a loan. You are not required to provide any credit information at the onset of the loan.

Pawn Loans typically have a longer period of time granted to pay back the loan. The payback period may be agreed upon between the lender and borrower at the onset of the loan. This makes it much more flexible, so long as the borrower is responsible enough to inform the lender if an extension is required.

Get some cash now!

Saturday, September 2, 2017

Employee Owned and Operated!

Happy Labor Day Weekend!
Gems N' Loans prides itself on being an employee owned and operated business. Whether your taking it easy this labor day weekend or need a cash loan in Temecula, we are here for you!

Labor Day in the United States is a public holiday celebrated on the first Monday in September. It honors the American labor movement and the contributions that workers have made to the strength, prosperity, laws and well-being of the country. It is the Monday of the long weekend known as Labor Day Weekend and it is considered the unofficial end of summer in the United States. The holiday is also a federal holiday.

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Monday, August 28, 2017

Fast Cash Loans in Temecula Made Easier

Often People ask About the Difference Between a Payday Loan or Pawn Loan
If you have anything of value, a pawn loan keeps all the risk in the actual item you pawn. This means if you happen to not be able to pay us anything in the 90 days we give you, the worst thing that happens is you lose your item of value. If you default on a pawn loan, we will not and cannot withdraw money from your bank account, touch your credit score, or send a team of lawyers after you.

However, payday loans work off a future promise of payment, or when you get your paycheck, not off anything of actual value. This leaves you very vulnerable for three reasons.

Learn how Gems N' Loans Temecula, can ease your nerves with a collateral based loan for that fast cash!

Monday, August 21, 2017

Get Cash Loans in Temecula

We Have Cash Ready For You


Come by today and get  a quick and simple loan from Gems N ‘Loans Temecula! The best loan rates in Temecula and Riverside County. Family owned environment whose employees are there to make you feel comfortable.

Why isn’t safe to get a loan form a pawn shop?

So when you are in a bind and you need a little cash to help get your through a rough spot, one of the things that you may think about doing is making a loan at a pawn shop for some quick cash.

That having been said, one of the most frequently asked questions by people whom have never worked with a pawn shop before is to find out how much a pawn shop will loan you, either on one specific item or overall.

Learn more!


Thursday, August 10, 2017

Temecula California Fast Cash Loans

Your Cash is Ready, Are You?
If you need a short term loan you've come to the right place. Gems N’ Loans Temecula provides consumers who need a fast cash loan with the ability to obtain the funds they need quickly and securely. It doesn't matter if you good or bad credit.

If you can’t wait until payday, you can always sell your unwanted jewelry or electronics that you no longer need. Collateral lending is a great way to get a loans without credit or bad credit. We welcome you to any of our locations to learn more.

Visit our Temecula store today!

Wednesday, August 9, 2017

Cash Back Loans Instantly Temecula

 When You Are in a Bind

The Consumer Financial Protection Bureau is proposing new rules to curtail payday lending practices the agency says can lead borrowers into long-term "debt traps."

Joey was in a bind. He was trying to buy his fiancé a wedding ring, and was running out of cash. He turned to a cash loan in Temecula to obtain the remaining balance.

According to George Washington University, 28 percent of college educated millennials have tapped short-term financing from pawn shops and payday lenders in the last five years.

Don’t be caught without any pocket money, get a loan here.

Monday, August 7, 2017

Fast Cash Loans Temecula Are Ready

 What is Walking Around Money?

Cash sums of money that are carried on a person for routine expenses and minor emergencies, “pocket money.”
Imagine you are halfway through the month and your finances are running low, then all of a sudden you’re hit with an unforeseen but unavoidable bill. What would you normally do?

At Gems N’ Loans in Temecula, we have fast cash no hassle loans. With our quick and easy loan services, we provide a simple solution that meets all  payday loan, installment loan, and car title.

We offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving Southern California for 24 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N'Loans, and it can be seen in the quality of care of our customers.

Wednesday, July 12, 2017

Exchange Gold for Cash Temecula and Murrieta

Why a Pawnshop Is a Public Service
In Temecula there are many reason why a pawn ship can be of service to someone in need. After all not everyone has credit or immediate access to bank loans. At Gems N' Loans we offer fast cash for your gold, jewelry or other valuable. Let's say you a nice piece of jewelry of value that oyu never really wear? You can easily use it as collateral or simply sell it your pawn broker should you be in need of a no hassle loan that is fast and simple.

Learn more here!

Wednesday, April 26, 2017

Temecula Gold and Cash History

The Old West and Gold in Temecula

Once upon a time in California, fortunes were made with a chisel, a pan, and good luck. The Gold Rush brought fortune seekers, hard workers and dreamers to California in the 19th century, and transformed the state's image into the Golden State.

The Temecula Valley Museum remembers the "49ers" who headed West in search of fortunes more than 150 years ago. Through photo displays, historic artifacts and personal items used by the miners, "Gold Fever!" explores the untold stories of our state's Gold Rush.

At Gems N’ Loans in Temecula, we buy and sell gold like never before. We offer unique prospects, and gold dream. 

Learn more!

Monday, April 3, 2017

Pawn Shops in Temecula

A Temecula Pawn Shop for Cash Loans

American pawnshops appear poised to enter their prime. Rising gold and silver prices, home foreclosures and a recession are attracting more center- and upper-class customers seeking to sell items or come by a unexpected-term elaborate. Cash loans in Temecula are available at places like Gems N' Loans.

That's satisfying for pawnshops, but not so huge for potential customers who are optional add-on to the situation and don't know a business very approximately how to sell or pawn their items. Here are five tips to lead you get the best price at a pawnshop.

Learn more here!

Tuesday, March 28, 2017

Temecula Jewelers and Pawn Shop News!


The Mr. Holland’s Opus Foundation has helped NPA members contribute to multiple schools and put musical instruments into the hands of young musicians since 2012. Mrs. Mancini, the daughter of famed composer and educator Henry Mancini, notes, “We know that music heals and helps children cope.” The Mr. Holland’s Opus Foundation was inspired by the acclaimed motion picture, Mr. Holland’s Opus, the story of the profound effect a dedicated music teacher had on generations of students.

Our mission here at Gems N’ Loans Temecula is to build a place where people can have the opportunity to buy or sell a variety of potentially valued items. The wonderful thing about pawnshops is that you never know what you’ll find. We receive vintage, estate, modern, and custom pieces everyday. Find out for yourself why they say, “We Make Pawn Shopping Fun!”

Monday, February 20, 2017

Gems N' Loans in Temecula Pawn Shop

The Best Pawn Shop in Temecula for Gold Exchange

Pawn shops make money in two ways. Their clients give something an article of jewelry, for example to the shop in exchange for a loan amounting to a small fraction of their item. The pawn shop holds the item for up to four months, within which time the client is expected to return the loan with interest.

In addition to being a pawn shop Temecula Valley Wine Country invites you to savor the hundreds of award-winning wines offered by our member wineries while enjoying the irresistible charm of our friendly tasting rooms. Although times may vary, most of the wineries are open daily for visitors.

Gems N’ Loans in the Temecula Valley off the I-15 fwy, and are within an hours drive from San Diego, Orange County or the Palm Springs area.  Each of our family owned pawn shops are easily accessible and situated just close enough in proximity to one another to make your gold prospering fun filled.

Saturday, January 7, 2017

Gems N' Loans Temecula Pawn Shop

Temecula Pawn Shop and Jeweler News

Gems N’ Loans has been working for the Temecula valley selling and buying coins and Jewelry since their humble beginnings 2011. They have 25 years of experience in the coin and precious metals industry. Their favorite thing about working at at Gems N’ Loans Temecula is the special relationship they’ve built with the customers and community. They get great satisfaction from educating people, especially because they know many coin shops are not interested in giving out free information. They prides themselves in being the friendliest resource in the community when it comes to learning the ins and outs of silver, gold, and coin investing. There is nothing more rewarding than having a client who walks in unsure and uncomfortable and then leaves happy and informed!