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“ Best place in town professional honest and really great customer service! When Justin helped me out in my moment of need, I had never done business at a pawn shop, and it being the first time, I was quite pleased at how generous Justin was. "I'm sure the staff is all equally generous." "I am a very satisfied customer!" "In fact, I'll be back to visit this Pawn Shop, and do more business with them." "They are very reputable and well known pawn shop." "So glad and satisfied with my transaction. ” — Lynette R. - Temecula, CA

Payday loans might wind up turning into a constant circle of paying back the first loans leaving the most recent paycheck short every pay period. Where a loan from a pawn shop in Temecula can offer a low interest collateral loan. In the worst case scenario you might loose an item of value should the loan not be repaid in the time allotted. Material things can always be replaced unlike a damaged credit score from a payday advance.

Gems N' Loans normally bases the value of the item on current appraised value, its current condition and the ability to sell the item. Pawnbrokers use research tools that they have at their disposal to determine an item’s value and get you the most money for the item. The appraisal process varies depending on the type of item—for example, jewelry is evaluated differently than a DVD player. All items that pawn shops buy or pawn are tested to ensure that they work properly.